France

The land of the US$5 café au lait is not exactly Europe's cheapest destination, but that doesn't mean you have to break the bank to visit. Devoted scrimpers can get by on around US$40 per day, though it means a whole lot of brie-and-baguettings in the park. For a more well-rounded culinary experience and a comfy bed or two, a minimum of US$80 is in order. Of course, for the Dom Perignon crowd, those figures might not cover even the day's pourboires - count on dropping US$200 and up if you're really living large. Student and senior citizen discounts are common. Whatever your budget, figure on everything being more expensive in Paris.

The cheapest and most convenient way to change money in France is via ATMs (known as DABs in French); they accept all the major international credit and bank cards. You get the best exchange rate by using a credit card for purchases and a debit card for cash. Traveller's cheques are the safest and are almost universally accepted, especially in larger towns and tourist centres; they also offer better exchange rates than cash. Leaving a pourboire (tip) is done at your discretion - restaurants and accommodations add a 10-15% service charge to every bill, making a tip unneccesary, but most people leave a few coins if the service was satisfactory.

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